Most people’s expectations regarding road traffic accident liability are inaccurate, for this reason your Insurance company will advise you not to discuss liability with the other driver at the scene of an accident as you could possibly prejudice your own position and that of your Insurance company. Ie. You could accept fault for something that is not actually your fault in the eyes of the law, and now you have done it will be difficult to retract it further down the line.

Examples of liability:

ACCIDENTS WITH PARKED VEHICLES

Any accident involving a parked vehicle will find the moving vehicle at fault, regardless of the parked vehicles whereabouts.

Eg. Car A reverses off their drive and bumps into a Car B parked illegally on double yellow lines. Car A feels they are not at fault because Car B should not have been parked there.

Car B was parked illegally however it was parked and not moving, therefore it could not have caused the accident. Car A has the Duty of  Care (the responsibility) to make sure they do not hit anything whilst reversing – Car B was there to be seen. If Car A did not see Car B then they could not have been looking behind them properly – Car A is 100% at fault for this accident.  Nobody has the right to drive into a car just because it is parked illegally!!